Category Archives: Market Insights

What Gold Qualifies for an IRA: IRS-Approved Coins and Bars Guide

gold bars coins close up

Adding physical gold to a retirement account sounds appealing, but the IRS does not allow just any gold to enter an Individual Retirement Account. There are strict purity standards, approved product lists, and storage rules that every investor needs to understand before making a move. If you buy the wrong product or store it the […]

IRS Rules for Gold IRA Investments: What Every Investor Must Know

gold bars retirement savings close up

Adding physical gold to a retirement account sounds straightforward, but the IRS has very specific rules that govern exactly how it works. Get the details right and a Gold IRA can be a powerful way to diversify your retirement savings. Get them wrong and you could face penalties, taxes, and a disqualified account. Whether you […]

Capital Gains Tax on Gold Sales: What Every Investor Needs to Know

gold bars coins close up

Selling gold can be a smart financial move — but before you pocket the proceeds, the IRS wants its share. Many new investors are surprised to learn that gold and other precious metals are treated differently from stocks and bonds when it comes to taxes. Understanding the rules before you sell can save you money, […]

How to Report Gold Purchases on Your Taxes: A Complete Guide

tax forms documents money

Buying gold is one of the oldest ways to preserve wealth, but it comes with a responsibility most new buyers overlook: taxes. Whether you’ve purchased gold coins, gold bars, or gold ETFs, the IRS has clear rules about how gains — and sometimes the purchases themselves — must be reported. Getting this wrong can mean […]

California Rules for Buying Gold Bullion: What You Need to Know

gold bullion bars coins close up

Buying gold bullion in California is straightforward once you understand the rules that govern the process. The state has specific regulations that apply to both dealers and buyers, and knowing them ahead of time can save you time, money, and frustration. Whether you are purchasing your first gold coin or adding to an existing stack, […]

Sales Tax on Gold and Silver by State: A Complete 2024 Guide

gold coins money

Buying gold and silver is one of the most straightforward ways to hold tangible wealth, but one cost that catches many first-time buyers off guard is sales tax. Depending on which state you live in, purchasing precious metals could add anywhere from nothing to nearly ten percent on top of the spot price. Understanding how […]

How Gold Pricing Works at a Dealer: Spot Price, Premiums & What You’re Really Paying

gold bars dealer

When you walk into a precious metals dealer or browse an online shop, the price you see for a gold coin or bar is almost never exactly the same as the “spot price” you read about in the news. That gap can surprise first-time buyers, and without a clear explanation it can feel like you’re […]

What Is a Spread in Gold Trading? A Beginner’s Guide to Buying and Selling Gold

gold bars trading close up

If you’ve ever looked up a gold price online and then checked what a dealer actually charges, you may have noticed the numbers don’t match. That gap is called the spread, and understanding it is one of the most practical things you can do before you spend a single dollar on gold. Whether you’re buying […]

How to Read a Gold Dealer’s Buy-Back Policy Before You Buy

gold coins dealer close up

Buying gold is only half the transaction. The other half — the one most first-time buyers overlook — is selling it back. Every reputable gold dealer has a buy-back policy, and that policy tells you a great deal about the dealer’s trustworthiness, transparency, and the real cost of ownership. Before you hand over a single […]